National Reinsurer: As India's sole national reinsurer, GIC provides unparalleled financial stability and risk management.

Diverse Portfolio: GIC offers a comprehensive range of general insurance products to cover various aspects of your life.

Innovative Solutions: GIC continually develops new products to address emerging risks and changing customer needs.

Global Presence: With operations in multiple countries, GIC brings international expertise to the Indian market.

Strong Financial Rating: GIC's robust financial health ensures reliable claim settlements and long-term security.

Our GIC Offerings

Property Insurance: Protect your home, office, or industrial property against risks such as fire, natural disasters, and theft. Our property insurance plans ensure that your valuable assets are secure.

Motor Insurance: Whether you own a car, bike, or commercial vehicle, our motor insurance policies provide comprehensive coverage against accidents, theft, and third-party liabilities.

Marine Insurance: For businesses involved in import/export or marine transport, our marine insurance policies safeguard your goods and vessels against transit-related risks.

Engineering Insurance: Protect your projects, machinery, and equipment with our specialized engineering insurance plans, designed for construction and industrial sectors.

Liability Insurance: Safeguard your business against legal liabilities with our range of liability insurance products, including professional indemnity and product liability.

Crop Insurance: For our agricultural community, we offer crop insurance that protects against yield losses due to natural calamities, pests, and diseases.

Aviation Insurance: Comprehensive coverage for airlines, airports, and associated risks in the aviation sector.

Miscellaneous Insurance: From travel insurance to personal accident coverage, we offer a variety of miscellaneous insurance products to address specific needs.

How We Help You Choose the Right GIC Policy

At Need Based Insurance, we understand that general insurance can be complex. Our approach to helping you select the right GIC policy involves:

Risk Assessment: We conduct a thorough evaluation of your assets, liabilities, and potential risks.

Customized Solutions: Based on our assessment, we recommend GIC policies that provide optimal coverage for your specific situation.

Policy Comparison We offer side-by-side comparisons of suitable policies, highlighting the pros and cons of each.

Clear Explanations: We break down complex policy terms and conditions into easy-to-understand language.

Cost-Benefit Analysis: We help you understand the value of each policy, regarding its cost, ensuring you get the best protection for your premium.

Regular Reviews: As your life and business evolve, we provide periodic policy reviews to ensure your coverage remains adequate.

Why Choose Need Based Insurance for Your GIC Policy?

Expertise: : Our team specializes in GIC products and stays updated with the latest offerings and industry trends.

Personalized Approach: We don't believe in one-size-fits-all solutions. Each recommendation is tailored to your unique needs.

Efficient Claims Assistance: In the event of a claim, we act as your advocate, ensuring a smooth and fair settlement process.

Ongoing Support: From policy issuance to renewal and claims, we provide continuous support throughout your policy lifecycle.

Transparency: We believe in full disclosure, ensuring you understand all aspects of your policy before purchase.