Trusted Legacy: With over 60 years of experience, LIC has been a pillar of financial security for millions of Indian families.

Government Backing: As a state-owned corporation, LIC offers an additional layer of security and trust.

Wide Range of Plans: From term insurance to endowment policies, LIC offers a diverse portfolio to suit every need and budget.

High Claim Settlement Ratio: LIC consistently maintains one of the highest claim settlement ratios in the industry, ensuring your family's peace of mind.

Extensive Network: With branches across India, LIC provides easy accessibility and efficient service.

Our LIC Offerings

Term Insurance Plans: Protect your family's financial future with pure life coverage at affordable premiums. Our term insurance plans provide a substantial sum assured in case of the policyholder's untimely demise.

Endowment Plans: Combine the benefits of life insurance with savings. Endowment plans offer a lump sum amount at maturity or in case of the policyholder's death, whichever is earlier.

Money-Back Policies: Enjoy periodic returns during the policy term along with life coverage. These plans are perfect for those seeking liquidity along with protection.

Child Plans: Secure your child's future education and life goals with specialized child plans that ensure their dreams are fulfilled, come what may.

Pension Plans: Plan for a comfortable retirement with LIC's pension plans. Build a corpus during your working years to ensure a steady income post-retirement.

Unit-Linked Insurance Plans (ULIPs): Combine the power of insurance and investment. ULIPs offer market-linked returns along with life coverage, catering to those with a higher risk appetite.

How We Help You Choose the Right LIC Policy

At Need Based Insurance, we don't just sell policies. We provide solutions. Our approach to helping you select the right LIC policy involves:

Comprehensive Need Analysis: We begin by understanding your financial goals, family situation, and risk appetite.

Customized Recommendations: Based on our analysis, we recommend LIC policies that best align with your needs and budget.

Clear Communication: We explain the features, benefits, and terms of each recommended policy in simple, jargon-free language.

Comparative Analysis: We provide a side-by-side comparison of suitable policies, helping you make an informed decision.

Future Planning: We consider your long-term financial goals and help you choose policies that complement your overall financial strategy.

Regular Reviews: We offer periodic policy reviews to ensure your coverage remains adequate as your life circumstances change.

Why Choose Need Based Insurance for Your LIC Policy?

Expert Guidance: Our team of certified insurance advisors brings years of experience in LIC policies.

Personalized Service: We offer tailored solutions, not one-size-fits-all approaches.

Hassle-Free Process: We handle all paperwork and liaison with LIC, making the process smooth and effortless for you.

Ongoing Support: From policy issuance to claim settlement, we're with you at every step of your insurance journey.

Ethical Practices: We prioritize your needs over commissions, ensuring you get the best policy for your situation.