Financial Protection: Guard against high medical expenses that could otherwise drain your savings.

Quality Healthcare Access: Get access to the best medical facilities and treatments without worrying about the cost.

Preventive Care: Many policies cover regular check-ups, encouraging early detection and prevention of illnesses.

Tax Benefits: Enjoy tax deductions on your health insurance premiums under Section 80D of the Income Tax Act.

Peace of Mind: Focus on recovery rather than expenses when you or a family member falls ill.

Our Health Insurance Offerings

We offer a wide range of health insurance plans to cater to diverse needs:

Individual Health Insurance: Tailored coverage for individuals, ensuring comprehensive protection against medical expenses.

Family Floater Plans: Cost-effective option covering the entire family under a single sum insured.

Critical Illness Cover: Provides a lump sum payout upon diagnosis of specified critical illnesses.

Senior Citizen Health Insurance: SSpecialized plans for older adults, covering age-related health issues and providing enhanced benefits.

Maternity Cover: Plans that cover expenses related to childbirth and post-natal care.

Top-up and Super Top-up Plans: Additional coverage over and above your base health insurance policy at affordable premiums.

Group Health Insurance: Comprehensive health coverage solutions for businesses of all sizes.

How We Help You Choose the Right Health Insurance

At Need Based Insurance, we believe in a personalized approach to health insurance. Our process involves:

Needs Assessment: We analyze your health status, family medical history, and lifestyle to understand your specific requirements.

Coverage Evaluation: We help you determine the right sum insured based on your location, preferred hospitals, and potential medical needs.

Plan Comparison We provide side-by-side comparisons of suitable plans, highlighting the pros and cons of each.

Network Hospital Check: We ensure the plans we recommend include your preferred hospitals in their network.

Claims Process Review: We explain the claims process for each plan, helping you understand how to access your benefits when needed.

Cost-Benefit Analysis: We help you understand the value of each policy, regarding its premium, ensuring you get the best protection for your investment.

Why Choose Need Based Insurance for Your Health Coverage?

Expertise: Our team of health insurance specialists brings years of experience in navigating the complexities of medical coverage.

Unbiased Advice: We work with multiple insurance providers, ensuring our recommendations are based solely on your needs.

Ongoing Support: From policy purchase to claims assistance, we're with you every step of the way.

Policy Review: We offer annual reviews to ensure your coverage remains adequate as your life circumstances change.

Claims Advocacy: In the event of a claim, we act as your advocate, ensuring a smooth and fair settlement process.

Health and Wellness Resources: We provide access to health tips, wellness programs, and preventive care information to help you stay healthy.